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OUR CALCULATORS EXPLAINED

Amortisation


Borrowing Power


Budget Planner


Comparison Rate


Credit Card

Extra Repayments


Home Loan Offset


How Long to Repay

Income Tax

Leasing

Loan Comparison

Lump Sum Repayments


Loan Repayments

Money Smart Government Calculator

Property Buying Cost


Property Selling Cost

Reverse Mortgage


Savings

Split Loan


Stamp Duty


Term Deposit

Amortisation is the process of reducing a debt amount with regular instalments over a specified period. This calculator breaks down the beginning balance, interest, principle and ending balance for each year of the loan.

An individual’s borrowing power is essentially the amount that they can borrow, relative to the income available. This calculator uses information regarding your income and expenses, in order to determine an estimation of the maximum amount you can borrow.

Budgets are essential in everyday life for determining savings and serviceability. This calculator uses information about your income and expenses in order to determine if you income adequately meets your expenses. 

A comparison rate factors in the interest rates, fees and charges pertaining to a loan and is represented by a percentage rate. This calculator provides an indication of the total fees, interest and payments that will be paid over the duration of the loan. 

This calculator provides a comparison of the period of time it will take to repay a credit card debt based on the minimum repayments required, or an optional higher repayment. 

By making extra repayments, you can reduce your loan amount faster. This calculator provides a comparison based on the minimum repayments required, and an optional higher repayment. 

Interest can be reduced by taking the loan amount and subtracting the balance of an offset account. Interest repayments are then calculated on this amount, as opposed to the full principle. This calculator compares repayments before and after the offset amount.

This calculator demonstrates the period of time that it will take to repay a loan debt based on the loan amount, interest rate, repayment amount and frequency.
 

Different levels of income are taxed at different thresholds. This calculator takes your annual income, and shows you the amount that you will be taxed.

This calculator takes the purchase price of a leased item and takes into account the interest rate, leasing term and residual value in order to calculate a monthly repayment. 

By entering the upfront and ongoing fees, interest rates and term of the loan, this calculator will show you which option will cost less. 

A lump sum is a single payment that is made at a specified time, as opposed to more frequent and small repayments. This calculator compares traditional repayments with lump sum repayments. 

This calculator takes the amount, interest rate, repayment frequency, loan term and desired repayment type in order to calculate loan repayments.  

This is an external link to Money Smart which is a site that is created by the Australian Securities Investment Commission (ASIC). These calculators can be used based on your needs and at your discretion. 

When buying a property there are a lot of expenses that you need to consider. This calculator provides you with a summary of your expenses as well as an estimated total buying cost. 

There are many costs associated with selling a property. This calculator provides you with a summary of the costs as well as an estimate total selling cost. 

A reverse mortgage is an arrangement in which applicants receive payments from the bank which accumulates as debt against a property. Payment is not required until the applicant has passed or until the house is sold. 

This calculator helps you calculate your savings based on your deposit amount and frequency. It also shows you the amount of interest that you will receive. 

A loan amount can be split in order to allow a certain proportion to be fixed. This calculator allows you to adjust the fixed portion of your loan and determines the fixed and variable monthly repayments.

Stamp duty is the legal tax that is placed on the legal documents used to transfer assets and property. When purchasing a property, you will incur stamp duty. This calculator uses the value of the property to calculate stamp duty. 

A term deposit is a form of cash investment in which a financial institution holds funds for an agreed rate of interest over a fixed period. Typically, this money cannot be withdrawn until the fixed period has expired. This calculator provides estimates of the returns of a term deposit.

ACCREDITED TO WORK WITH OVER 30+ LENDERS

  ZEBRA FINANCIAL PTY LTD - ACN: 620 269 016        As Trustee for the XIRIHA Family Trust -  ABN 52 367 342 991 

 

Authorised Australian Credit Representative

Authorised to Operate as a Authorised Australian Credit Representative by:

CONNECTIVE CREDIT SERVICES PTY LTD  -  under Australian Credit Licence Number 389328

- ZEBRA FINANCIAL PTY LTD     Australian Credit Representative # 500642   

- FRANK XIRIHA                           Australian Credit Representative # 468854   

- EMILIA DODDATO                     Australian Credit Representative # 500839   

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Authorised Australian Financial Services Representative

Authorised to Operate as a Australian Financial Services Authorised Representative by:

AUSTRALIAN LIFE INSURANCE DISTRIBUTION PTY LTD  -  under Australian Financial Services Licence Number 226403

- ZEBRA FINANCIAL PTY LTD    Australian Financial Services Representative # 001259904

- FRANK XIRIHA                          Australian Financial Services Representative # 001008137

- EMILIA DODDATO                    Australian Financial Services Representative # 001260014

 

Disclaimer:  Your Full financial situation will need to be reviewed prior to acceptance of any offer or product

 

 

Privacy Policy

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